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13 reasons why 401K is risky

Honestly despite all the "Tax advantages" 401k provides, the real reason people put their money in 401k is exactly this: They WANT their money to be locked away. People don't trust themselves with their own money for fear of spending it.
 
Honestly despite all the "Tax advantages" 401k provides, the real reason people put their money in 401k is exactly this: They WANT their money to be locked away. People don't trust themselves with their own money for fear of spending it.
It's similar to the pervasive 'tax refund' mentality.
 
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