• C++ Programming for Financial Engineering
    Highly recommended by thousands of MFE students. Covers essential C++ topics with applications to financial engineering. Learn more Join!
    Python for Finance with Intro to Data Science
    Gain practical understanding of Python to read, understand, and write professional Python code for your first day on the job. Learn more Join!
    An Intuition-Based Options Primer for FE
    Ideal for entry level positions interviews and graduate studies, specializing in options trading arbitrage and options valuation models. Learn more Join!

Savings Plan Scenario Simulator

In Germany private investors tended to life insurances and deposits but since the Supermario killed interest rate in EU-Zone, there are lot of ETF providers and robo-advisors that repeat the mantra: in the long term your investment in stocks or an index ETF will grow.

Though for a one-time investment it is generally true (however, not always, recall NIKKEI), it is far away from truth for a savings plan.

For instance, even if you run your savings plan for 30 years and assume annually 6% expected return and 20% volatility (very optimistic, indeed), you will make losses in ca. 15% of scenarios. And if your saving plan lasts "only" 10 years, the number of scenarios with losses will be about 30%! Try to simulate your savings plan yourself!

Savings Plan Scenario Simulator - letYourMoneyGrow.com
 
Top