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That's why you need program like Baruch with strong placement, teaching relevant skill, around 60k debt (tuition and living expense for 1.5 -2 year), and median 100k starting salary(don't forget they still have a 70k starting salary). You want to make  big buck in this economy but you also need to survive first :P. I suggest foreign students should read the story of Long Term Capital Management to cool their head down before making such a rather risky investment.  In my humble opinion, it also depends on the ability to network, luck and a long term career planning.