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1. Short term is the next year or two, long term is after that. I'm talking about life, not economics.2. Numbers will decline because the old business model is gone, regulation will increase, and margins will be squeezed.3. The rescue plan is not about efficiency, it is about confidence. The treasury is trying to prove to investors and, more importantly, other banks, that lending to one another isn't a problem because everyone's doing it (see, even the government is getting into it!).I'm not sure what you mean about efficiency here.
1. Short term is the next year or two, long term is after that. I'm talking about life, not economics.
2. Numbers will decline because the old business model is gone, regulation will increase, and margins will be squeezed.
3. The rescue plan is not about efficiency, it is about confidence. The treasury is trying to prove to investors and, more importantly, other banks, that lending to one another isn't a problem because everyone's doing it (see, even the government is getting into it!).
I'm not sure what you mean about efficiency here.
